Potiki Pet Insurance

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Compare Cat Insurance Plans

Compare Cat Insurance Plans

Cats may be independent—but when it comes to their health, they still need your help. Whether your feline friend is playful and young or a wise older cat, Potiki offers three flexible insurance plans tailored to their unique lifestyle and care needs.

Side-by-Side Cat Plan Comparison

FEATURE BRONZE (Indoor Cat Cover) GOLD PLATINUM

Annual Benefit Limit
$20,000
$20,000
$30,000

Eligibility
Older than 8 weeks and younger than 15 years. Cats only
Older than 8 weeks and younger than 9 years
Older than 8 weeks and younger than 9 years

Consultation sub-limit 6
(Home visits included)
$500
$500
Up to annual benefit limit

Coverage

The following Specified Conditions only8 :

  • Ingestion of a foreign object
  • Poisoning
  • Feline lower urinary tract disease
  • Gastrointestinal problems
  • Diabetes
  • Hyperthyroidism
  • Heart disease
  • Outer and inner ear infections
  • Arthritis
  • Renal disease
  • Cancer

Specified accidental injuries and illnesses 8

Specified accidental injuries and illnesses 8

Cruciate Ligament Conditions
n/a
$4,000 per leg per policy period
Up to annual benefit limit

Paralysis Tick Sub-limit
n/a
$3,000
Up to annual benefit limit

Hip Joint Surgery
n/a
$6,000 per hip (Total Hip Replacements are included)
Up to annual benefit limit

Waiting Period
21 days for specified conditions (except poisoning and ingestion of a foreign object – 0 days), 6 months for optional dental illness benefit if selected
0 days for Specified Accidental injury 21 days for illnesses 6 months for Cruciate Ligament Conditions and Optional Dental illness Benefit, if selected
0 days for Specified Accidental injury 21 days for illnesses 6 months for Cruciate Ligament Conditions and Dental illness Benefit

Dental Illness Limit
$1,000 (Optional)
$1,000 (Optional)
$1,000 (Included)

Emergency Boarding Limit
$1,000
$1,000
$1,500

Benefit Percentage
80%
80%
80%

Excess
$0, $250, $500
$0, $250, $500
$0, $250, $500

Optional Extras Available
Routine Care(non-insurance benefit)
Routine Care(non-insurance benefit)
Routine Care(non-insurance benefit)

Which Plan Should You Choose?

Bronze Plan

Great for indoor cats or older cats up to 15 years. Covers accidental injuries and common illnesses, with the option to add dental.

Gold Plan

Ideal for younger or adventurous cats who are prone to more risk. Covers injuries, illnesses, cruciate ligament issues, and tick paralysis.

Platinum Plan

Best for full coverage peace of mind. Includes dental illness, higher limits, and complete vet consultation coverage—perfect for breeds prone to chronic conditions or for owners who want premium care.

Potiki Perks Come Standard with Every Plan

All cat insurance plans include exclusive access to Potiki Perks # and myPetPass™, giving you:

At no additinal cost, myPetPass™** gives you access to:

  • 24/7 online vet consultations (LiveVet) ~
  • 30% off prescription cat medications
  • Discounts on flea, tick & worming products
  • Savings on premium cat food

The Potiki Perks App2 gives you access to:

  • Retail, travel & entertainment deals for you and your household
These added benefits can save you hundreds each year—making Potiki one of Australia’s best-value pet insurers.

Easy Claims, Fast Reimbursements

  • GapOnly® available at participating vets
  • Lodge claims online 24/7 ~
  • Up to 80% back on eligible vet bills ^
  • Choose from $0, $250 or $500 excess

Get the Right Cover for Your Cat Today

Whether you’ve got a house cat, an explorer, or a breed prone to health concerns, Potiki gives you peace of mind and savings.