Is pet insurance worth it in Australia ?

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There could be a day when you can’t afford a proposed treatment that will save or improve your beloved pet’s life.

This will break your heart, especially if you have children who cry because they’ll miss Fluffy when he “goes away”.

In Australia, there’s no Medicare to subsidise the vet fees for animals, which can be shockingly high.

We’re talking thousands of dollars.

People with pet insurance don’t have to worry about facing this helpless situation. They can claim most of their vet costs, if anything goes wrong unexpectedly.

In a perfect world, every pet would be protected by this safety net.

But we understand your hesitation to get on board – is pet insurance worth it in Australia ?

It’s so easy to imagine a scenario where you purchase pet insurance but get nothing in return.

Hopefully your pal remains healthy and you don’t need to lodge an insurance claim. But what happens to the hundreds of dollars spent on annual premiums in fortunate cases like that?


That’s money down the drain with a cool splash of buyer’s remorse…

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None of us can gaze into a crystal ball and see our pet’s future. Even so, we’re tempted to take this gamble because we love our pets beyond words.

Unfortunately, most insurance providers take advantage of this instinct to protect furry family members; without giving enough value to those customers whose pets rarely (if ever) get sick.

This isn’t fair. It’s a big reason why so many devoted ‘pawrents’ hesitate to sign up for a policy that could one day save their little bestie!

Let’s change that – one policy at a time.

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Potiki is not just about medical pet cover, we provide Potiki Perks too:

Potiki is powered by a leading pet insurance provider (Hollard), so we offer the same quality coverage as other credible companies.

But there’s one key difference, it’s not just insurance with us.

We also help you look after your pet’s general needs to PREVENT illness:

No extra cost.

This applies to ALL customers. Even if you never lodge a claim, you still get decent value – because we hate that it’s so expensive to care for dogs and cats.

  1. Potiki Perks (up to $400 worth of value EVERY YEAR)

Potiki will send a care package filled with day-to-day essentials such as flea treatments and worming tablets. You choose the items, tailored to your pet’s needs. After all, what works for Princess Snowflake may not suit your neighbour’s feisty Tomcat!

We have teamed up with the pharmaceutical industry, so we source these items for competitive prices (without passing the cost onto you).

  1. Expert medical pet advice (24/7 online service)

Chat online with a vet whenever you’re concerned about your furry friend, from the comfort of your home. This is a practical way to get advice for situations that don’t require a face-to-face appointment. It saves you the hassle of bribing Busta with treats just to get him into the carrier (funny how he always knows when he’s taking a road trip to the vet)!

Please note:

We provide these extra services for every year that your policy is active, not just the first year. This makes us different from so many insurance companies that stop giving extra value after the first 12 months (because they’ve already enticed you to sign up).

Potiki dog and cat insurance lets you claim:

  • 80% of eligible vet bills a year
  • Up to $10,000 a year for specified accidental injury or illness
  • Vet consults up to $300 a year

GapOnlyTM cover: After the appointment, you only pay the expected balance not covered by your policy. We pay most of the bill directly to your vet, so you don’t need to wait for the rebate.

Find out more about our dog insurance and cat insurance policies.

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Your beloved deserves the best pet insurance in Australia…

Imagine if your dog hurts his spine and emergency surgery costs $12,000.

When you have pet insurance, you don’t need to cut back on everyday expenses – or sacrifice that trip you’ve been planning for months – to pay for vital treatment. Potiki will cover the eligible part of the fee right away to save you money.

Potiki has your back in more ways than one:

You’ve done everything in your power to protect your little pal, by providing the essential pet supplies for staying healthy. And if illness or injury suddenly strikes? Breathe a sigh of relief that you can afford to pay your vet bills with reliable pet cover.

  1. Get a quick quote to find out what your premium will cost for one year.
  1. Submit payment if you’re satisfied with that amount (email us at [email protected] with any questions).
  1. Log into your Potiki Perks portal to select items for your care package, which will be swiftly delivered to you.
  1. Lodge a claim if you need help paying vet bills for unexpected sickness or injury.

Stay tuned for more. Potiki will regularly post articles about common ailments bothering our four-legged friends, and what to do about them. Thanks for reading!