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Common Cat Illnesses Covered

Common Cat Illnesses Covered by Potiki Insurance

Cats may seem independent and low-maintenance, but they’re just as vulnerable to illness and injury as any other pet. From skin allergies to chronic kidney disease, Potiki cat insurance is designed to support you through both routine and unexpected health events—without breaking the bank.

Here’s a look at some of the most common cat illnesses we help cover.

What Illnesses Are Common in Cats?

Potiki insurance plans cover a wide range of specified illnesses, including:

Neurological & Behavioural

  • Seizures and epilepsy
  • Vestibular disease
  • Cognitive decline in senior cats

Neurological & Behavioural

(Covered with Platinum or optional add-on)
  • Periodontal disease
  • Tooth root abscesses
  • Gingivitis and inflammation

Respiratory Conditions

  • Upper respiratory tract infections
  • Asthma and bronchitis
  • Sneezing, coughing, nasal discharge

Digestive & Gastrointestinal

  • Gastroenteritis
  • Inflammatory bowel disease (IBD)
  • Vomiting and diarrhoea of underlying causes

Skin & Coat Conditions

  • Flea allergy dermatitis
  • Ringworm
  • Food or contact allergies

Kidney & Urinary

  • Chronic kidney disease (CKD)
  • Urinary tract infections (UTIs)
  • Bladder stones and crystals

Cardiac & Circulatory

  • Heart murmur
  • Hypertrophic cardiomyopathy
  • Anaemia or blood clotting issues

Cancers & Tumours

  • Lymphoma
  • Squamous cell carcinoma
  • Soft tissue and skin tumours
These illnesses are eligible for coverage under Potiki’s Bronze, Gold, and Platinum plans—subject to waiting periods and policy limits.

Covered Treatments May Include:

  • Vet consultations
  • Hospitalisation
  • Pathology, bloodwork, and diagnostic imaging
  • Specialist care
  • Surgery
  • Prescription medications
You can be reimbursed for up to 80% of eligible costs, depending on your plan and selected excess.

Pre-Existing Conditions: What You Need to Know

Like most insurers, Potiki does not cover pre-existing conditions—illnesses that showed symptoms before your policy started or during the waiting period. That’s why starting early is the best way to ensure full coverage.

Dental Illness Coverage (Platinum or Add-On)

Dental disease is one of the most overlooked conditions in cats. Potiki includes dental illness cover in the Platinum Plan or as an optional add-on to Silver and Gold.

Covered conditions include:

  • Tooth extractions
  • Oral infections
  • Gum inflammation

Ongoing Support Through Potiki Perks™

All policies also include access to Potiki Perks™ and myPetPass™, giving you savings on:
  • Medications for chronic conditions
  • Premium cat food
  • Flea, tick & worming treatments
  • 24/7 vet support through LiveVet
These benefits are especially helpful for cats managing ongoing health conditions.

Be Prepared for the Unexpected

From small sniffles to serious diagnoses, Potiki has your back. Protect your cat—and your wallet—by choosing a plan that’s built for real-life veterinary care.