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Compare Cat Insurance Plans

Compare Cat Insurance Plans

Cats may be independent—but when it comes to their health, they still need your help. Whether your feline friend is playful, Choose from our bronze, gold and platinum cover

Side-by-Side Cat Plan Comparison

FEATURE BRONZE (Indoor Cat Cover) GOLD PLATINUM

Annual Benefit Limit

$20,000
$20,000
$30,000

Benefit Percentage

80%
80%
80%

Excess

$0, $250, $500
$0, $250, $500
$0, $250, $500

Eligibility

Older than 8 weeks and younger than 15 years. Cats only 

Older than 8 weeks and younger than 9 years

Older than 8 weeks and younger than 9 years

Coverage

The following Specified Conditions only8 :

  • Ingestion of a foreign object
  • Poisoning
  • Feline lower urinary tract disease
  • Gastrointestinal problems
  • Diabetes
  • Hyperthyroidism
  • Heart disease
  • Outer and inner ear infections
  • Arthritis
  • Renal disease
  • Cancer

Specified accidental injuries and illnesses 8

Specified accidental injuries and illnesses 8

Consultation sub-limit 6
(Home visits included)
$500
$500
Up to annual benefit limit

Paralysis Tick Sub-limit

n/a
$3,000
Up to annual benefit limit

Cruciate Ligament Conditions

n/a

$4,000 per leg per policy period

Up to annual benefit limit

Hip joint Surgery

n/a
$6,000 per hip (Total Hip Replacements are included)
Up to annual benefit limit

Emergency Boarding Limit

$1,000
$1,000
$1,500

Dental Illness Limit 

$1,000 (Optional)
$1,000 (Optional)
$1,000 (Included)

Waiting Period

21 days for specified conditions (except poisoning and ingestion of a foreign object – 0 days), 6 months for optional dental illness benefit if selected
0 days for Specified Accidental injury 21 days for illnesses 6 months for Cruciate Ligament Conditions and Optional Dental illness Benefit, if selected
0 days for Specified Accidental injury 21 days for illnesses 6 months for Cruciate Ligament Conditions and Dental illness Benefit

Optional Extras Available

Routine Care(non-insurance benefit)
Routine Care(non-insurance benefit)
Routine Care(non-insurance benefit)
FEATURE BRONZE (Indoor Cat Cover) GOLD PLATINUM

Annual Benefit Limit

$20,000
$20,000
$30,000

Eligibility

Older than 8 weeks and younger than 15 years. Cats only
Older than 8 weeks and younger than 9 years
Older than 8 weeks and younger than 9 years

Consultation sub-limit 6
(Home visits included)

$500
$500
Up to annual benefit limit

Coverage

The following Specified Conditions only8 :

  • Ingestion of a foreign object
  • Poisoning
  • Feline lower urinary tract disease
  • Gastrointestinal problems
  • Diabetes
  • Hyperthyroidism
  • Heart disease
  • Outer and inner ear infections
  • Arthritis
  • Renal disease
  • Cancer

Specified accidental injuries and illnesses 8

Specified accidental injuries and illnesses 8

Cruciate Ligament Conditions

n/a
$4,000 per leg per policy period
Up to annual benefit limit

Paralysis Tick Sub-limit

n/a
$3,000
Up to annual benefit limit

Hip Joint Surgery

n/a
$6,000 per hip (Total Hip Replacements are included)
Up to annual benefit limit

Waiting Period

21 days for specified conditions (except poisoning and ingestion of a foreign object – 0 days), 6 months for optional dental illness benefit if selected
0 days for Specified Accidental injury 21 days for illnesses 6 months for Cruciate Ligament Conditions and Optional Dental illness Benefit, if selected
0 days for Specified Accidental injury 21 days for illnesses 6 months for Cruciate Ligament Conditions and Dental illness Benefit

Dental Illness Limit

$1,000 (Optional)
$1,000 (Optional)
$1,000 (Included)

Emergency Boarding Limit

$1,000
$1,000
$1,500

Benefit Percentage

80%
80%
80%

Excess

$0, $250, $500
$0, $250, $500
$0, $250, $500

Optional Extras Available

Routine Care(non-insurance benefit)
Routine Care(non-insurance benefit)
Routine Care(non-insurance benefit)

Which Plan Should You Choose?

Bronze Plan

Offers coverage for cats older than 8 weeks and younger than 15 years. Covers specified conditions7 with the option to add dental.

Gold Plan

Ideal for younger or adventurous cats who are prone to more risk. Covers injuries, illnesses, cruciate ligament issues, and tick paralysis.

Platinum Plan

Best for full coverage. Includes dental illness, higher limits, and complete vet consultation coverage—perfect for breeds prone to chronic conditions or for owners who want premium care.

Potiki Perks Come Standard with Every Plan

All cat insurance plans include exclusive access to Potiki Perks # and myPetPass™**, giving you:

At no additinal cost, myPetPass™** gives you access to:

  • 24/7 online vet consultations (LiveVet) ~
  • 30% off prescription cat medications
  • Discounts on flea, tick & worming products
  • Savings on premium cat food

The Potiki Perks App2 gives you access to:

  • Retail, travel & entertainment deals for you and your household

Unlock extra support and savings with these added benefits

Easy Claims, Fast Reimbursements

  • GapOnly®** available at participating vets
  • Lodge claims online 24/7 ~
  • Up to 80% back on eligible vet bills ^
  • Choose from $0, $250 or $500 excess

Explore cover options for your Cat

Whether you’ve got a house cat, an explorer, or a breed prone to health concerns, Potiki can help you give your pet the care they deserve