Cost of Cat Insurance
Cat Insurance Cost & Savings
Caring for a cat comes with joy, responsibility—and sometimes, unexpected vet bills. At Potiki, we make cat insurance affordable, flexible, and packed with value. Whether your cat is an indoor lounger or a curious explorer, we help you manage costs while protecting your furry companion.
How Much Does Cat Insurance Cost?
The cost of cat insurance depends on a few important factors:
Your cat’s age
Older cats are more likely to develop health conditions, which can affect premium pricing.Breed and lifestyle
Some breeds are more prone to hereditary conditions. Indoor cats generally pose a lower risk than outdoor cats.Level of cover
Potiki offers three plans—Bronze, Gold, and Platinum—each with different coverage levels and limits.Your selected excess
You can choose an excess of $0, $250, or $500—the higher your excess, the lower your premium.
Typical Potiki plans start from as little as a few dollars a week for young, healthy cats—and include built-in perks that maximise your value.
What’s Included in the Price?
Every Potiki cat insurance policy includes:
Coverage for accidental injuries and specified illnesses
Vet consultations, diagnostics, and hospitalisation
Surgical procedures and medications
Optional dental illness cover (included in Platinum)
With up to 80% reimbursement and annual benefit limits of $20,000 or $30,000, you’ll never have to choose between your budget and your cat’s care.
Save More with Potiki Perks™
Potiki doesn’t just save you money at the vet—we help you reduce the everyday costs of being a pet parent.
Included with every policy:
30% off prescription medications
Discounts on premium cat food and parasite prevention
24/7 vet access with LiveVet
Retail, dining & travel discounts for your household
These perks alone can add up to hundreds of dollars in savings each year.
Claiming Is Easy & Efficient
Use GapOnly® at participating vets to pay only the difference up front
Or lodge claims online anytime through our simple portal
Choose how much excess you want to pay—and get reimbursed fast
With Potiki, cat insurance is designed to make your life easier—not more complicated.
Is Cat Insurance Worth It?
Vet visits for unexpected illnesses or emergencies can easily run into the thousands. One major claim could save you more than you’ll ever pay in premiums. And with Potiki’s added perks, you’re saving even when your cat stays healthy.
Ready to Protect Your Cat—Affordably?
Get cover that fits your lifestyle, your budget, and your cat’s unique needs. We make it easy to compare options and start saving from day one.
Get a Personalised Quote