Kitten Insurance vs Senior Cat Insurance
Cat Insurance for Kittens vs Senior Cats
Cats go through many stages in life—from playful kittens to wise senior companions—and their health needs change along the way. That’s why Potiki offers flexible cat insurance plans designed to support your feline friend at every age.
Whether you’re raising a curious kitten or caring for an older cat, the right cover can help you manage vet bills and keep your pet healthy, happy, and protected.
Insurance for Kittens
Starting early is one of the best ways to ensure full coverage throughout your cat’s life. By insuring your kitten before any issues arise, you can:
Avoid exclusions for pre-existing conditions
Access cover for early illnesses and accidents
Build a history with your insurer from the start
Common health concerns in kittens:
Worms and parasites
Upper respiratory infections
Gastrointestinal issues
Injuries from play or falls
Dental development problems
Recommended Plans:
Gold or Platinum – These offer more comprehensive cover and higher limits as your kitten grows. Platinum also includes dental illness cover, which is helpful as your cat matures.
Insurance for Senior Cats
Senior cats (typically aged 7+ years) are more likely to develop age-related conditions. That can mean more frequent vet visits, ongoing medications, and chronic disease management.
Common senior cat health issues:
Arthritis or mobility issues
Chronic kidney disease (CKD)
Dental disease
Hyperthyroidism
Diabetes
Vision or hearing loss
Recommended Plans:
Bronze (Indoor Cat Cover) – Accepts cats up to 15 years old and provides essential cover for illnesses and accidents. Optional dental illness cover available.
Note: Gold and Platinum plans are available up to age 9. If your senior cat is already older, Bronze is your best option.
Key Differences at a Glance
| FEATURE | KITTENS | SENIOR CATS |
|---|---|---|
|
Age Range |
8 weeks to ~1 year |
7+ years |
|
Risk Profile |
Accidents, parasites, minor infections |
Chronic illness, mobility issues |
|
Best Plan |
Gold / Platinum |
Bronze |
|
Dental Cover |
Optional or included (Platinum) |
Optional (Bronze only) |
|
Pre-existing Conditions |
Easier to avoid |
More likely to exist (and be excluded) |
Benefits for All Life Stages
No matter your cat’s age, all Potiki policies come with Potiki Perks™ and myPetPass™, offering:
24/7 online vet support (LiveVet)
30% off medications
Discounts on food, flea & tick preventatives
Wellness and lifestyle savings for pet parents
These extras are included at no extra cost—making Potiki an even better value for long-term pet care.
Get the Right Cover for Your Cat’s Life Stage
Whether your cat is just starting life or enjoying their golden years, Potiki makes it easy to choose a plan that grows with them—or supports them through their most vulnerable years.