Breed Specific Insurance Needs
Why Breed Matters
Not all dogs are the same—and neither are their health needs. Some breeds are more prone to hereditary conditions, joint problems, or skin sensitivities, while others may need extra protection due to their size, build, or energy levels.
we recognise that your dog’s breed matters. That’s why we offer different coverage options that can help you manage breed-specific risks while helping you give your furry friend the care they deserve
Why Breed Matters in Dog Insurance
Different breeds have different predispositions. Knowing what to expect helps you decide on the level of cover that suits your needs.
Large Breeds (e.g., Labradors, German Shepherds)
- Higher risk of hip dysplasia and cruciate ligament injuries
Flat-Faced Breeds (e.g., French Bulldogs, Pugs)
- Prone to respiratory issues and skin fold infections
- Coverage for consultations, diagnostics, and ongoing care is essential
Small/Toy Breeds (e.g., Chihuahuas, Pomeranians)
- More likely to need dental treatments and have fragile bones
- Consider plans with dental illness cover and boarding benefits
Active Working Breeds (e.g., Border Collies, Kelpies)
- Consider choosing cover that supports emergency vet visits and rehabilitation
Potiki Plans Built for All Breeds
Our three-tier plan structure (Silver, Gold, and Platinum) gives you the flexibility to choose a level of protection that suits your dog’s breed-specific risks and your budget.
| PLAN | BEST FOR | KEY BENEFITS |
|---|---|---|
|
Silver |
General coverage for older or mixed breeds |
Accidental injuries, specified illnesses, optional dental |
|
Gold |
Pure breeds or active dogs under 9 years old |
Broader joint and surgical cover, tick paralysis, higher limits |
|
Platinum |
Breeds prone to chronic issues |
All-inclusive, includes dental, full vet consultations, highest annual limits |
Cover for Hereditary & Congenital Conditions
Depending on your chosen level of cover Potiki plans can cover hereditary conditions and congenital conditions as long as they have not shown noticeable signs, symptoms or an abnormality at any time before policy began or during any applicable waiting period.
- Hip dysplasia
- Luxating patella
- Certain heart, skin, and eye issues
Don’t Forget the Perks
Every Potiki plan includes access to Potiki Perks# and myPetPass™**, which help reduce everyday pet care costs, including:
At no additinal cost, myPetPass™** gives you access to:
- 24/7 online vet consultations (LiveVet) ~
- 30% off prescription cat medications
- Discounts on flea, tick & worming products
The Potiki Perks App2 gives you access to:
- Retail, travel & entertainment deals for you and your household
These extras can be especially helpful for breeds that require more frequent vet visits or specialised care.