Potiki Pet Insurance

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Breed Specific Insurance Needs

Why Breed Matters

Not all dogs are the same—and neither are their health needs. Some breeds are more prone to hereditary conditions, joint problems, or skin sensitivities, while others may need extra protection due to their size, build, or energy levels.

we recognise that your dog’s breed matters. That’s why we offer different coverage options that can help you manage breed-specific risks while helping you give your furry friend the care they deserve

Why Breed Matters in Dog Insurance

Different breeds have different predispositions. Knowing what to expect helps you decide on the level of cover that suits your needs.

Large Breeds (e.g., Labradors, German Shepherds)

  • Higher risk of hip dysplasia and cruciate ligament injuries

Flat-Faced Breeds (e.g., French Bulldogs, Pugs)

  • Prone to respiratory issues and skin fold infections
  • Coverage for consultations, diagnostics, and ongoing care is essential

Small/Toy Breeds (e.g., Chihuahuas, Pomeranians)

  • More likely to need dental treatments and have fragile bones
  • Consider plans with dental illness cover and boarding benefits

Active Working Breeds (e.g., Border Collies, Kelpies)

  • May experience accidents, joint strain, or overuse injuries
  • Consider choosing cover that supports emergency vet visits and rehabilitation

Potiki Plans Built for All Breeds

Our three-tier plan structure (Silver, Gold, and Platinum) gives you the flexibility to choose a level of protection that suits your dog’s breed-specific risks and your budget.
PLAN BEST FOR KEY BENEFITS
Silver
General coverage for older or mixed breeds
Accidental injuries, specified illnesses, optional dental
Gold
Pure breeds or active dogs under 9 years old
Broader joint and surgical cover, tick paralysis, higher limits
Platinum
Breeds prone to chronic issues
All-inclusive, includes dental, full vet consultations, highest annual limits

Cover for Hereditary & Congenital Conditions

Depending on your chosen level of cover. Potiki plans can cover hereditary conditions—as long as there were no symptoms, signs, or diagnosis before the policy began or during the waiting period. This includes conditions like:
  • Hip dysplasia
  • Luxating patella
  • Certain heart, skin, and eye issues

Don’t Forget the Perks

Every Potiki plan includes access to Potiki Perks# and myPetPass™**, which help reduce everyday pet care costs, including:

At no additinal cost, myPetPass™** gives you access to:

  • 24/7 online vet consultations (LiveVet) ~
  • 30% off prescription cat medications
  • Discounts on flea, tick & worming products

The Potiki Perks App2 gives you access to:

  • Retail, travel & entertainment deals for you and your household
These extras can be especially helpful for breeds that require more frequent vet visits or specialised care.

Choose the Right Plan for Your Breed