Breed Specific Insurence Needs
Breed-Specific Dog Insurance
Not all dogs are the same—and neither are their health needs. Some breeds are more prone to hereditary conditions, joint problems, or skin sensitivities, while others may need extra protection due to their size, build, or energy levels.
At Potiki, we recognise that your dog’s breed matters. That’s why we offer flexible coverage options that help you manage breed-specific risks while giving your furry friend the care they deserve.
Why Breed Matters in Dog Insurance
Different breeds have different predispositions. Knowing what to expect helps us offer smarter, more tailored cover. Here are just a few examples:
Large Breeds (e.g., Labradors, German Shepherds)
- Higher risk of hip dysplasia and cruciate ligament injuries
- May benefit from Gold or Platinum plans with extended joint and surgical cover
Flat-Faced Breeds (e.g., French Bulldogs, Pugs)
- Prone to respiratory issues and skin fold infections
- Coverage for consultations, diagnostics, and ongoing care is essential
Small/Toy Breeds (e.g., Chihuahuas, Pomeranians)
- More likely to need dental treatments and have fragile bones
- Consider plans with dental illness cover and boarding benefits
Active Working Breeds (e.g., Border Collies, Kelpies)
- May experience accidents, joint strain, or overuse injuries
- Comprehensive cover supports emergency vet visits and rehabilitation
Potiki Plans Built for All Breeds
Our three-tier plan structure (Silver, Gold, and Platinum) gives you the flexibility to choose a level of protection that suits your dog’s breed-specific risks and your budget.
| PLAN | BEST FOR | KEY BENEFITS |
|---|---|---|
|
Silver |
General coverage for older or mixed breeds |
Accidental injuries, specified illnesses, optional dental |
|
Gold |
Pure breeds or active dogs under 9 years old |
Broader joint and surgical cover, tick paralysis, higher limits |
|
Platinum |
Breeds prone to chronic issues |
All-inclusive, includes dental, full vet consultations, highest annual limits |
Cover for Hereditary & Congenital Conditions
Potiki plans can cover hereditary conditions—as long as there were no symptoms, signs, or diagnosis before the policy began or during the waiting period. This includes conditions like:
- Hip dysplasia
- Luxating patella
- Certain heart, skin, and eye issues
Don’t Forget the Perks
Every Potiki plan includes access to Potiki Perks™ and myPetPass™, which help reduce everyday pet care costs, including:
- 30% off prescription medications
- Discounts on flea, tick & worming products
- 24/7 access to vets via LiveVet
- Savings on food, grooming, boarding & more
These extras can be especially helpful for breeds that require more frequent vet visits or specialised care.
Choose the Right Plan for Your Breed
- Get a Tailored Quote