Comman Dog Illnesses Covered
Common Dog Illnesses Covered by Potiki Insurance
From itchy skin to serious conditions like cancer or gastrointestinal issues, dogs are prone to a range of health concerns—many of which can arise suddenly and cost thousands to treat. That’s why Potiki dog insurance covers a broad range of common illnesses, giving pet parents peace of mind and financial protection when it matters most.
What Are Common Dog Illnesses?
Potiki’s policies cover specified illnesses, which include many of the most frequent conditions treated by Australian vets. These may include:
Musculoskeletal Conditions
- Arthritis
- Cruciate ligament injuries
- Hip or elbow dysplasia
Covered across all plans, with sub-limits depending on tier. Platinum plan offers cover up to the full annual limit.
Skin & Coat Conditions
- Allergic dermatitis
- Skin infections (bacterial or fungal)
- Hot spots and parasite-related irritation
Skin issues can require frequent vet visits—our policies help keep those costs manageable.
Respiratory Conditions
- Kennel cough
- Bronchitis
- Breathing difficulties (especially in brachycephalic breeds)
Gold and Platinum plans are especially suited for breeds with higher respiratory risks.
Neurological & Behavioural Illnesses
- Epilepsy and seizures
- Vestibular disease
Treatment may involve diagnostics, medication, and ongoing monitoring—all eligible under specified illness cover.
Digestive & Gastrointestinal Issues
- Gastroenteritis
- Inflammatory bowel disease (IBD)
- Food intolerances (where vet-diagnosed)
These conditions can become chronic without insurance support.
Dental Illnesses (Platinum or Add-On)
- Periodontal disease
- Tooth abscesses
- Gum infections
Included in the Platinum plan or as an optional add-on for Silver and Gold.
Heart & Blood Conditions
- Heart murmur
- Anaemia
- Hypertension
Proper diagnosis and long-term management are key—Potiki cover helps fund this process.
Cancer & Tumours
- Lymphoma
- Mast cell tumours
- Soft tissue sarcomas
Potiki’s plans help cover the costs of diagnostics, surgery, chemotherapy, and follow-up care (up to policy limits).
What About Pre-Existing Conditions?
Potiki cannot cover illnesses or symptoms that occurred before your policy started or during the waiting period. But the sooner you start your dog’s cover, the more protection you’ll have if something develops later.
Supporting Treatments Covered
In addition to illnesses themselves, Potiki plans help cover:
- Vet consultations
- Diagnostic imaging (X-rays, ultrasounds, pathology)
- Surgery and hospitalisation
- Prescription medications
- Emergency boarding (if you’re hospitalised)
Everyday Value Through Potiki Perks™
Dealing with a sick pup can be expensive. That’s why all plans include Potiki Perks™, giving you discounts on:
- Prescription medications
- Premium pet food and supplements
- Flea, tick, and worm treatments
- 24/7 access to online vets via LiveVet
Get the Right Cover for Your Dog’s Health
Illnesses can develop at any age. Potiki helps you be ready—with fast claims, flexible cover, and real-world savings.