Compare Plans | Potiki Pet Insurance

Compare Dog Insurance Plans

Compare Dog Insurance Plans

Every dog is different—and so is every dog owner. cover is designed to suit a variety of lifestyles, and pet health needs. Whether you’re after essential protection or the most comprehensive cover available, we make it easy to compare and choose the right plan for your furry friend

Side-by-Side Comparison of Potiki Dog Insurance Plans

FEATURE	SILVER	GOLD	PLATINUM
Annual Benefit Limit	$20,000	$20,000	$30,000
Benefit Percentage	80%	80%	80%
Excess	$0, $250, $500	$0, $250, $500	$0, $250, $500
Eligibility	Older than 8 weeks and younger than 15 years. Dogs only	Older than 8 weeks and younger than 9 years	Older than 8 weeks and younger than 9 years
Coverage	Specified Accidental Injuries; and The following Specified Illnesses only⁸ : Tick paralysis Heat stroke Gastric dilatation-volvulus (GDV); Trauma induced respiratory impairment (for example, if your Pet chokes or experiences near-drowning); Intervertebral disc disease (IVDD) or a traumatic spinal disc rupture; Torn nail; Embedded grass seed; Soft tissue injury; eye Trauma.	Specified accidental injuries and illnesses ⁸	Specified accidental injuries and illnesses ⁸
Consultation sub-limit ⁶ (Home visits included)	$500	$500	Up to annual benefit limit
Paralysis Tick Sub-limit	$2,000	$3,000	Up to annual benefit limit
Cruciate Ligament Conditions Sub-limit	$3,000 per leg	$4,000 per leg	Up to annual benefit limit
Hip joint Surgery Sub-limit (Total hip replacements are included)	$6,000 per hip	$6,000 per hip	Up to annual benefit limit
Emergency Boarding Limit	$1,000	$1,000	$1,500
Dental Illness Limit	$1,000 (Optional Cover)	$1,000 (Optional Cover)	$1,000 (Included)
Waiting Period	0 days for Specified Accidental injuries, 21 days for specified illnesses, 6 months for Cruciate Ligament Conditions, 6 months for Optional Dental illness Benefit if selected	0 days for Specified Accidental injuries, 21 days for illnesses, 6 months for Cruciate Ligament Conditions, 6 months for Optional Dental illness Benefit if selected	0 days for Specified Accidental injuries, 21 days for illnesses, 6 months for Cruciate Ligament Conditions, 6 months for Optional Dental illness Benefit
Optional Extras Available	Routine Care(non-insurance benefit)	Routine Care(non-insurance benefit)	Routine Care(non-insurance benefit)

FEATURE	SILVER	GOLD	PLATINUM
Annual Benefit Limit	$20,000	$20,000	$30,000
Benefit Percentage	80%	80%	80%
Excess	$0, $250, $500	$0, $250, $500	$0, $250, $500
Eligibility	Older than 8 weeks and younger than 15 years. Dogs only	Older than 8 weeks and younger than 9 years	Older than 8 weeks and younger than 9 years
Coverage	Specified Accidental Injuries; and The following Specified Illnesses only⁸ : Tick paralysis Heat stroke Gastric dilatation-volvulus (GDV); Trauma induced respiratory impairment (for example, if your Pet chokes or experiences near-drowning); Intervertebral disc disease (IVDD) or a traumatic spinal disc rupture; Torn nail; Embedded grass seed; Soft tissue injury; eye Trauma.	Specified accidental injuries and illnesses ⁸	Specified accidental injuries and illnesses ⁸
Consultation sub-limit ⁶ (Home visits included)	$500	$500	Up to annual benefit limit
Paralysis Tick Sub-limit	$2,000	$3,000	Up to annual benefit limit
Cruciate Ligament Conditions Sub-limit	$3,000 per leg	$4,000 per leg	Up to annual benefit limit
Hip joint Surgery Sub-limit (Total hip replacements are included)	$6,000 per hip	$6,000 per hip	Up to annual benefit limit
Emergency Boarding Limit	$1,000	$1,000	$1,500
Dental Illness Limit	$1,000 (Optional Cover)	$1,000 (Optional Cover)	$1,000 (Included)
Waiting Period	0 days for Specified Accidental injuries, 21 days for specified illnesses, 6 months for Cruciate Ligament Conditions, 6 months for Optional Dental illness Benefit if selected	0 days for Specified Accidental injuries, 21 days for illnesses, 6 months for Cruciate Ligament Conditions, 6 months for Optional Dental illness Benefit if selected	0 days for Specified Accidental injuries, 21 days for illnesses, 6 months for Cruciate Ligament Conditions, 6 months for Optional Dental illness Benefit
Optional Extras Available	Routine Care(non-insurance benefit)	Routine Care(non-insurance benefit)	Routine Care(non-insurance benefit)

Which Plan Is Right for You?

Silver Plan

Cover for dogs older than 8 weeks and younger than 15 years. Includes Specified accidental injuries and specified illness only. Up to 80% reimbursement on eligible vet bills up to $20,000 each year. 4 Optional dental illness cover.

Gold Plan

Cover for specified accidental injuries and illnesses, including cruciate ligament conditions and tick paralysis. Optional dental available.

Platinum Plan

A specified accidental injury and illness plan which includes dental illness, consultations and higher limits.

All Plans Include Potiki Perks^#

No matter which plan you choose, you’ll get exclusive access to Potiki Perks^# and myPetPass™**, including:

At no additinal cost, myPetPass™** gives you access to:

24/7 access to online vets (LiveVet) ~
30% off prescription medications
Discounts on flea, tick & worm treatments
Premium pet food savings

The Potiki Perks App² gives you access to:

Up to 20% off retail, dining, activities, travel & more

Unlock extra support and savings with these added benefits.

Claims Made Easy

All plans include access to our hassle-free claims system:

GapOnly® available at participating vets
Lodge claims online 24/7 ~
Up to 80% back on eligible vet bills ^
Choose from $0, $250 or $500 excess

Consider Our Coverage Options

Still unsure? Our friendly team can help guide you through the options based on your dog’s breed, age, and health needs.