Compare Dog Insurance Plans
Compare Dog Insurance Plans
Every dog is different—and so is every dog owner. cover is designed to suit a variety of budgets, lifestyles, and pet health needs. Whether you’re after essential protection or the most comprehensive cover available, we make it easy to compare and choose the right plan for your furry friend.
Side-by-Side Comparison of Potiki Dog Insurance Plans
| FEATURE | SILVER | GOLD | PLATINUM |
|---|---|---|---|
Annual Benefit Limit |
$20,000 |
$20,000 |
$30,000 |
Benefit Percentage |
80% |
80% |
80% |
Excess |
$0, $250, $500 |
$0, $250, $500 |
$0, $250, $500 |
|
Eligibility |
Older than 8 weeks and younger than 15 years. Dogs only |
Older than 8 weeks and younger than 9 years |
Older than 8 weeks and younger than 9 years |
|
Coverage |
Specified Accidental Injuries; and The following Specified Illnesses only8 :
|
Specified accidental injuries and illnesses 8 |
Specified accidental injuries and illnesses 8 |
|
Consultation sub-limit 6 (Home visits included) |
$500 |
$500 |
Up to annual benefit limit |
|
Paralysis Tick Sub-limit |
$2,000 |
$3,000 |
Up to annual benefit limit |
|
Cruciate Ligament Conditions Sub-limit |
$3,000 per leg |
$4,000 per leg |
Up to annual benefit limit |
|
Hip joint Surgery Sub-limit (Total hip replacements are included) |
$6,000 per hip |
$6,000 per hip |
Up to annual benefit limit |
|
Emergency Boarding Limit |
$1,000 |
$1,000 |
$1,500 |
|
Dental Illness Limit |
$1,000 (Optional Cover) |
$1,000 (Optional Cover) |
$1,000 (Included) |
|
Waiting Period |
0 days for Specified Accidental injuries, 21 days for specified illnesses, 6 months for Cruciate Ligament Conditions, 6 months for Optional Dental illness Benefit if selected |
0 days for Specified Accidental injuries, 21 days for illnesses, 6 months for Cruciate Ligament Conditions, 6 months for Optional Dental illness Benefit if selected |
0 days for Specified Accidental injuries, 21 days for illnesses, 6 months for Cruciate Ligament Conditions, 6 months for Optional Dental illness Benefit |
|
Optional Extras Available |
Routine Care(non-insurance benefit) |
Routine Care(non-insurance benefit) |
Routine Care(non-insurance benefit) |
Which Plan Is Right for You?
Silver Plan
Perfect for pet owners who want core protection at an affordable price. Suitable for older dogs up to 15 years old, this plan covers accidental injuries and key illnesses.
Gold Plan
A step up in coverage with higher sub-limits, including tick paralysis and hip surgery.
Platinum Plan
Our most comprehensive option—ideal for those who want maximum peace of mind. Includes dental illness, full vet consultation cover, and the highest annual benefit limit.
All Plans Include Potiki Perks#
No matter which plan you choose, you’ll get exclusive access to Potiki Perks# and myPetPass™, including:
At no additinal cost, myPetPass™** gives you access to:
- 24/7 access to online vets (LiveVet) ~
- 30% off prescription medications
- Discounts on flea, tick & worm treatments
- Premium pet food savings
The Potiki Perks App2 gives you access to:
- Up to 20% off retail, dining, activities, travel & more
These added benefits can save you hundreds each year—making Potiki one of Australia’s best-value pet insurers.
Claims Made Easy
All plans include access to our hassle-free claims system:
- GapOnly® available at participating vets
- Lodge claims online 24/7 ~
- Up to 80% back on eligible vet bills ^
- Choose from $0, $250 or $500 excess
Get the Right Cover Today
Still unsure? Our friendly team can help guide you through the options based on your dog’s breed, age, and health needs.