Compare Plans | Potiki Pet Insurance

Compare Dog Insurance Plans

Compare Dog Insurance Plans

Every dog is different—and so is every dog owner. cover is designed to suit a variety of lifestyles, and pet health needs. We make it easy to compare and choose the right plan for your furry friend.

Side-by-Side Comparison of Potiki Dog Insurance Plans

FEATURE	SILVER	GOLD	PLATINUM
Annual Benefit Limit	$20,000	$20,000	$30,000
Benefit Percentage	80%	80%	80%
Excess	$0, $250, $500	$0, $250, $500	$0, $250, $500
Eligibility	Older than 8 weeks and younger than 15 years. Dogs only	Older than 8 weeks and younger than 9 years	Older than 8 weeks and younger than 9 years
Coverage	Specified Accidental Injuries; and The following Specified Illnesses only⁸ : Tick paralysis Heat stroke Gastric dilatation-volvulus (GDV); Trauma induced respiratory impairment (for example, if your Pet chokes or experiences near-drowning); Intervertebral disc disease (IVDD) or a traumatic spinal disc rupture; Torn nail; Embedded grass seed; Soft tissue injury; eye Trauma.	Specified accidental injuries and illnesses ⁸	Specified accidental injuries and illnesses ⁸
Consultation sub-limit ⁶ (Home visits included)	$500	$500	Up to annual benefit limit
Paralysis Tick Sub-limit	$2,000	$3,000	Up to annual benefit limit
Cruciate Ligament Conditions Sub-limit	$3,000 per leg	$4,000 per leg	Up to annual benefit limit
Hip joint Surgery Sub-limit (Total hip replacements are included)	$6,000 per hip	$6,000 per hip	Up to annual benefit limit
Emergency Boarding Limit	$1,000	$1,000	$1,500
Dental Illness Limit	$1,000 (Optional Cover)	$1,000 (Optional Cover)	$1,000 (Included)
Waiting Period	0 days for Specified Accidental injuries, 21 days for specified illnesses, 6 months for Cruciate Ligament Conditions, 6 months for Optional Dental illness Benefit if selected	0 days for Specified Accidental injuries, 21 days for illnesses, 6 months for Cruciate Ligament Conditions, 6 months for Optional Dental illness Benefit if selected	0 days for Specified Accidental injuries, 21 days for illnesses, 6 months for Cruciate Ligament Conditions, 6 months for Optional Dental illness Benefit
Optional Extras Available	Routine Care(non-insurance benefit)	Routine Care(non-insurance benefit)	Routine Care(non-insurance benefit)

FEATURE	SILVER	GOLD	PLATINUM
Annual Benefit Limit	$20,000	$20,000	$30,000
Benefit Percentage	80%	80%	80%
Excess	$0, $250, $500	$0, $250, $500	$0, $250, $500
Eligibility	Older than 8 weeks and younger than 15 years. Dogs only	Older than 8 weeks and younger than 9 years	Older than 8 weeks and younger than 9 years
Coverage	Specified Accidental Injuries; and The following Specified Illnesses only⁸ : Tick paralysis Heat stroke Gastric dilatation-volvulus (GDV); Trauma induced respiratory impairment (for example, if your Pet chokes or experiences near-drowning); Intervertebral disc disease (IVDD) or a traumatic spinal disc rupture; Torn nail; Embedded grass seed; Soft tissue injury; eye Trauma.	Specified accidental injuries and illnesses ⁸	Specified accidental injuries and illnesses ⁸
Consultation sub-limit ⁶ (Home visits included)	$500	$500	Up to annual benefit limit
Paralysis Tick Sub-limit	$2,000	$3,000	Up to annual benefit limit
Cruciate Ligament Conditions Sub-limit	$3,000 per leg	$4,000 per leg	Up to annual benefit limit
Hip joint Surgery Sub-limit (Total hip replacements are included)	$6,000 per hip	$6,000 per hip	Up to annual benefit limit
Emergency Boarding Limit	$1,000	$1,000	$1,500
Dental Illness Limit	$1,000 (Optional Cover)	$1,000 (Optional Cover)	$1,000 (Included)
Waiting Period	0 days for Specified Accidental injuries, 21 days for specified illnesses, 6 months for Cruciate Ligament Conditions, 6 months for Optional Dental illness Benefit if selected	0 days for Specified Accidental injuries, 21 days for illnesses, 6 months for Cruciate Ligament Conditions, 6 months for Optional Dental illness Benefit if selected	0 days for Specified Accidental injuries, 21 days for illnesses, 6 months for Cruciate Ligament Conditions, 6 months for Optional Dental illness Benefit
Optional Extras Available	Routine Care(non-insurance benefit)	Routine Care(non-insurance benefit)	Routine Care(non-insurance benefit)

Which Plan Is Right for You?

Silver Plan

Cover for dogs older than 8 weeks and younger than 15 years. Includes Specified accidental injuries and specified illness only. Up to 80% reimbursement on eligible vet bills up to $20,000 each year. 4 Optional dental illness cover.

Gold Plan

Cover for cats older than 8 weeks and younger than 9 years. Specified accidental injuries and illnesses. Up to 80% reimbursement on eligible vet bills up to $20,000 each year. 4
Optional dental illness cover, Cruciate ligament conditions: $4,000 per leg per policy period

Platinum Plan

Cover for cats older than 8 weeks and younger than 9 years.Specified accidental injuries and illnesses.Up to 80% reimbursement on eligible vet bills up to $30,000 each year. 4
Dental illness cover.Up to the annual benefit limit of $30,000 for :Vet consultations,Cruciate Ligaments,Tick Paralysis,Hip Joint Surgery

All Plans Include Potiki Perks^#

No matter which plan you choose, you’ll get exclusive access to Potiki Perks^# and myPetPass®**, including:

At no additinal cost, myPetPass®** gives you access to:

24/7 access to online vets (LiveVet) ~
30% off prescription medications
Discounts on flea, tick & worm treatments
Premium pet food savings

The Potiki Perks App² gives you access to:

Up to 20% off retail, dining, activities, travel & more

Unlock extra support and savings with these added benefits.

Claims Made Easy

All plans include access to our hassle-free claims system:

GapOnly®³available at participating vets
Lodge claims online 24/7 ~
Up to 80% back on eligible vet bills ^
Choose from $0, $250 or $500 excess

Consider Our Coverage Options

Still unsure? Our friendly team can help guide you through the options based on your dog’s breed, age, and health needs.