Potiki Pet Insurance

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What Dog Insurance Covers

What Does Potiki Dog Insurance Cover?

Your dog is more than a pet—they’re family. dog insurance cover with flexible options to suit every owner’s needs. From unexpected accidents to ongoing health conditions, you can count on us to help manage the cost of care.

What’s Covered Under Potiki Dog Insurance (together with petinsurance.com.au)​

Silver, Gold, and Platinum plan offer different levels of cover depending on your preferences and your pet’s needs.

Accidental Injuries

Includes broken bones, snake bites, car accidents, lacerations, and other unexpected injuries.

Specified Illnesses

Covers a wide range of medical issues such as:
  • Cancer
  • Infections
  • Ear, eye, and skin conditions
  • Digestive and respiratory diseases

Cruciate Ligament Conditions

Included in all plans with sub-limits:
  • Up to $3,000 per leg (Silver)
  • Up to $4,000 per leg (Gold)
  • Covered up to the annual limit (Platinum)

Tick Paralysis

Covered under Gold and Platinum plans.

Hip Joint Surgery

Included in Gold and Platinum plans.

Diagnostic Testing

Blood tests, ultrasounds, X-rays, and pathology to diagnose conditions and guide treatment.

Surgery & Hospitalisation

Coverage for major operations, specialist procedures, and overnight stays.

Emergency Boarding

If you’re hospitalised and can’t care for your dog, boarding costs are covered (limits apply).

Dental Illness Cover (Optional)

  • Available as an optional add-on for Silver and Gold
  • Included at no extra cost in the Platinum plan
  • Covers periodontal disease, tooth infections, and other dental health issues

Coverage Overview by Plan

COVERAGE TYPE SILVER GOLD PLATINUM
Coverage

Specified Accidental Injuries; and

The following Specified Illnesses only8 :

  • Tick paralysis​
  • Heat stroke​
  • Gastric dilatation-volvulus (GDV);​
  • Trauma induced respiratory impairment (for example, if your Pet chokes or experiences near-drowning);​
  • Intervertebral disc disease (IVDD) or a traumatic spinal disc rupture;​
  • Torn nail;​
  • Embedded grass seed;​
  • Soft tissue injury;
  • eye Trauma.​

Specified accidental injuries and illnesses 8

Specified accidental injuries and illnesses 8

Cruciate Ligament Conditions Sub-limit
$3,000 per leg
$4,000 per leg
Up to annual benefit limit
Paralysis Tick Sub-limit
$2,000
$3,000
Up to annual benefit limit
Hip joint Surgery Sub-limit (Total hip replacements are included)
$6,000 per hip
$6,000 per hip
Up to annual benefit limit
Dental Illness Limit
$1,000 (Optional Cover)
$1,000 (Optional Cover)
$1,000 (Included)
Emergency Boarding Limit
$1,000
$1,000
$1,500

Extras That Come Standard: Potiki Perks#

When you insure your dog with Potiki, you also receive access to Potiki Perks# and myPetPass™, including:

At no additinal cost, myPetPass™** gives you access to:

  • 24/7 online vet consultations (LiveVet) ~
  • 30% off prescription cat medications
  • Discounts on flea, tick & worming products
  • Savings on premium cat food

The Potiki Perks App2 gives you access to:

  • Retail, travel & entertainment deals for you and your household

Flexible Options for Every Dog Owner

  • Choose a benefit limit of $20,000 or $30,000
  • Excess options: $0, $250, or $500
  • Up to 80% reimbursement on eligible vet bills ^
Get the peace of mind you deserve, with a plan tailored to your dog’s needs.

Start Protecting Your Dog Today

From routine mishaps to major medical events, Potiki dog insurance has you covered.