What Dog Insurance Covers
What Does Potiki Dog Insurance Cover?
Your dog is more than a pet—they’re family. At Potiki, we’ve designed our dog insurance to cover the real health issues dogs face, with flexible options to suit every owner’s needs. From unexpected accidents to ongoing health conditions, you can count on us to help manage the cost of care.
What’s Covered Under Potiki Dog Insurance?
Our insurance plans—Silver, Gold, and Platinum—offer different levels of cover depending on your preferences and your pet’s needs.
Accidental Injuries
Includes broken bones, snake bites, car accidents, lacerations, and other unexpected injuries.
Specified Illnesses
Covers a wide range of medical issues such as:
- Cancer
- Infections
- Ear, eye, and skin conditions
- Digestive and respiratory diseases
Cruciate Ligament Conditions
Included in all plans with sub-limits:
- Up to $3,000 per leg (Silver)
- Up to $4,000 per leg (Gold)
- Covered up to the annual limit (Platinum)
Tick Paralysis
Covered under Gold and Platinum plans.
Hip Joint Surgery
Included in Gold and Platinum plans.
Diagnostic Testing
Blood tests, ultrasounds, X-rays, and pathology to diagnose conditions and guide treatment.
Surgery & Hospitalisation
Coverage for major operations, specialist procedures, and overnight stays.
Emergency Boarding
If you’re hospitalised and can’t care for your dog, boarding costs are covered (limits apply).
Dental Illness Cover (Optional)
- Available as an optional add-on for Silver and Gold
- Included at no extra cost in the Platinum plan
- Covers periodontal disease, tooth infections, and other dental health issues
Coverage Overview by Plan
| COVERAGE TYPE | SILVER | GOLD | PLATINUM |
|---|---|---|---|
|
Accidental Injuries |
|
|
|
|
Specified Illnesses |
|
|
|
|
Cruciate Ligament Cover |
$3,000/leg |
$4,000/leg |
Up to annual limit |
|
Tick Paralysis |
❌ |
|
|
|
Hip Joint Surgery |
❌ |
|
|
|
Dental Illness |
Optional |
Optional |
✔️ Included |
|
Vet Consultations |
Sub-limit |
Sub-limit |
Full cover |
|
Emergency Boarding |
|
|
|
Extras That Come Standard: Potiki Perks™
When you insure your dog with Potiki, you also receive access to Potiki Perks and myPetPass™, including:
- 24/7 online vet consults with LiveVet
- 30% off prescription medications
- Discounts on flea, tick & worming treatments
- Premium pet food savings
- Lifestyle discounts (dining, travel, retail & more)
Flexible Options for Every Dog Owner
- Choose a benefit limit of $20,000 or $30,000
- Excess options: $0, $250, or $500
- Up to 80% reimbursement on eligible vet bills
Get the peace of mind you deserve, with a plan tailored to your dog’s needs.
Start Protecting Your Dog Today
From routine mishaps to major medical events, Potiki dog insurance has you covered.
- How to Claim