Coverage & Banefits
Pet Insurance Coverage & Benefit
Your pet is part of the family – and their health matters. At Potiki (together with petinsurance.com.au), we offer pet insurance that’s competitive.
Select the pet insurance cover that suits you
BRONZE CAT COVER
From 8 weeks to 15 years
$20,000
Annual Benefit Limit
Key features
- Cover for cats older than 8 weeks and younger than 15 years
- Covers specified conditions, refer to the product disclosure statement for details of coverage 7
- Up to 80% reimbursement on eligible vet bills up to $20,000 each year 4.
- Optional dental illness cover
SILVER COVER
From 8 weeks to 15 years
$20,000
Annual Benefit Limit
Key features
- Cover for dogs older than 8 weeks and younger than 15 years
- Specified accidental injuries and specified illness only
- Up to 80% reimbursement on eligible vet bills up to $20,000 each year. 4
- Optional dental illness cover.
- Cruciate ligament conditions: $3,000 per leg per policy period
GOLD COVER
From 8 weeks to 9 years
$20,000
Annual Benefit Limit
Key features
- Cover for pets older than 8 weeks and younger than 9 years
- Specified accidental injuries and illnesses
- Up to 80% reimbursement on eligible vet bills up to $20,000 each year. 4
- Optional dental illness cover
- Cruciate ligament conditions: $4,000 per leg per policy period
PLATINUM COVER
From 8 weeks to 9 years
$30,000
Annual Benefit Limit
Key features
- Cover for pets older than 8 weeks and younger than 9 years
- Specified accidental injuries and illnesses
- Up to 80% reimbursement on eligible vet bills up to $30,000 each year. 4
- Dental illness cover
- Up to the annual benefit limit of $30,000 for :
- Vet consultations
- Cruciate Ligaments
- Tick Paralysis
- Hip Joint Surgery
Non-Insurance Benefit
Optional Non-Insurance Routine Care
Feel like the dog that got the bone and add a little extra to help contribute to some of your pet’s
routine expenses, subject to a $150 annual limit.
$100 Benefit
Annual sub-limit for any one of the following
- Desexing
- Microchipping
- Heartworm Control
- Teeth Cleaning
- Prescription diets
- Cremation or burial
- Dental illness treatment
- Council registration fees
- Obedience training
- Behavioural therapy
- Alternative therapies
Plus $50
Annual sub-limit for any one of the following
- Vaccination or health check
- Blood Screen
- Flea/tick/worm control
This table above provides a summary of your cover for new and renewing dog policies from 05/07/2022. See the PDS/FSG for details of your cover.
Plan Flexibility
Included with Every Policy: Potiki Perks#
myPetPass®
- LiveVet ~ 24/7 Online Vet Access
Speak with a qualified vet any time, day or night.
- Up to 30% Off Pet Medications
- Savings on Premium Food & Preventatives
Including flea, tick, and worming products.
- Exclusive Offers
- Dining, Retail & Entertainment Discounts
Up to 20% off local and national offers via the Potiki Perks app2. - 2-for-1 Activity Deals & Travel Perks
These benefits are included at no extra cost—because we believe in rewarding our customers.
How Do Claims Work?
- GapOnly®** Claims: Available at participating vets—only pay the out-of-pocket difference.
- Online Portal: Lodge claims, upload invoices, and track your reimbursement.
- Fast Processing: Get your eligible reimbursement quickly.
Designed for Australian Pet Owners
Potiki is 100% Australian-owned. We understand the needs of Aussie pets and their people. Our cover, perks, and support services are designed with local lifestyles in mind – and that makes all the difference.