Why get pet insurance?

Let’s be honest:

The master of your home is really a furball with a deceptively demure name like Teddy.

Yes, we know who calls the shots!

We do everything in our power to keep our cats and dogs healthy. But no matter how much love we provide, sometimes our furry friends have accidents or fall ill.

Humans are blessed to have the safety net of Medicare. The government subsidises many of our medical costs, so we normally don’t pay the full fee when something goes wrong with our health.

Unfortunately, there’s no similar public health scheme for our pets.

This is a shame, considering that vital treatments usually cost thousands of dollars.

Many pet owners feel this pinch, right in the heart!

It sucks that “pawrents” often need to choose between paying for veterinary treatment or other necessities, such as school and energy bills. How devastating it is to turn down medical support that could improve or even save your dog or cat’s life, because you don’t have the funds.

Have you ever worried about how you’re going to find the money to pay for a vet consultation or treatment, should the unexpected occur?

In such cases, pet insurance provides a lifeline.

What is pet insurance?

Pet owners can purchase an insurance policy that lowers the overall cost of their vet bills for any unexpected illness or injury that’s covered by that policy.

In Australia, there are a number of different providers to choose from. It’s important that you read the fine print to see what’s covered and what’s excluded under each policy.

There are policies only for accidents, policies only for illness and comprehensive policies that cover it all: accidents, illnesses, routine check-ups and preventative care.

How does pet insurance work?

Every month you pay a certain amount that’s set by your pet insurance provider, based on the policy that you’ve purchased.

These monthly premiums may end up costing you a few hundred dollars for every year that you have insurance, but you will save a lot of money for vet consultations and expensive treatments or procedures.

First, you pay your vet for the treatment or consultation. Then you lodge a claim, which can normally be done online. If your claim is approved, you will receive a rebate from your insurer. The amount that you get back depends on the policy.

It’s important to note that pet insurance doesn’t cover pre-existing medical conditions.

Why get pet insurance in general?

Life is unpredictable.

You never know when your fur baby might need medical treatment that’s so expensive your wallet practically groans in protest.

If you have the safety net of pet insurance, you won’t need to think twice about saying yes to the treatment. You’re confident that you can afford it, knowing that your pet insurance provider will cover most of the costs for eligible vet bills.

At a glance, the benefits of pet insurance:

• Save money on medical treatment and preventative care
• No need to sacrifice your financial priorities
• Greater access to treatment options

Despite these benefits, many “pawrents” hesitate to sign up for a pet insurance policy. 

Understandably, they worry they won’t get value for money if they never need to lodge a claim. This is because many providers don’t give enough value to customers whose pets rarely get sick.

But Potiki offers a unique solution to this.

Why get pet insurance with Potiki in particular?

Potiki offers the same quality coverage as other credible companies. We’re powered by Hollard, one of the best pet insurance providers.

But there’s one key difference, it’s not just medical with us.

We also help you look after your pet’s general needs to PREVENT illness. 

No extra cost. 

Even if you never lodge a claim with us, you still benefit from these offerings:

1. Potiki Perks

Potiki Perks# comes with the free Potiki Perks app offering exclusive offers, 2-for-1 deals, and up to 20% off in categories like dining, activities, shopping, travel, and more. You will also have access to myPetPass™** which unlocks extra support and savings on everyday pet essentials such as online vet care, discounted pet prescription medication and savings on premium pet food.

2. Expert medical pet advice (online chat service valued at $199)

Seek advice from an experienced vet, without even leaving the house. Our VetChatTM service operates 24 hours a day. You can get medical support for situations that don’t require a face-to-face appointment.

Please note:

Unlike so many insurance companies, we actually provide these extra services for every year that your policy is active, not just when you first sign up!

Potiki cat and dog insurance lets you claim

• 80% of eligible vet bills a year
• Up to $10,000 a year for specified accidental injury or illness
• Vet consults up to $300 a year

GapOnlyTM cover: After the appointment, you only pay the expected balance not covered by your policy. We pay the rest directly to your vet, so you don’t need to wait for the rebate.

Find out more about our dog insurance and cat insurance policies (via petinsurance.com.au).

1. Get a quick quote to find out what your premium will cost for one year.
2. Submit payment if you’re satisfied with that amount (email us at [email protected] with any questions).
3. Log into your Potiki Perks portal to select items for your care package, which will be swiftly delivered to you.
4. Lodge a claim if you need help paying vet bills for unexpected sickness or injury.