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Pet insurance routine care add-ons: Potiki illustration

Pet Insurance Routine Care Add-Ons Australia Explained

What is a routine care add-on in pet insurance? Most standard pet insurance policies in Australia are designed to cover the unexpected — accidents, illnesses, and emergency vet visits. A routine care add-on (sometimes called a wellness benefit or non-insurance benefit) is an optional extra that reimburses or contributes toward planned, preventive pet health costs.

Pet insurance excess explained: Potiki illustration

Pet Insurance Excess Explained | Australia Guide 2026

What is an excess in pet insurance? An excess is the amount you agree to pay out of pocket each time you make a claim before your insurer covers the rest. In Australian pet insurance, the excess you choose directly affects both your premium (the monthly or annual amount you pay) and your out-of-pocket costs

Do indoor cats need pet insurance: Potiki illustration

Do Indoor Cats Need Pet Insurance?

The ‘indoor = safe’ myth It’s a completely understandable assumption: if your cat never steps outside, surely the big risks don’t apply. No cars, no predators, no paralysis ticks — and that’s all true. But ‘lower risk of trauma’ is a long way from ‘no vet bills,’ and for many Australian cat owners, the conditions

Cavoodle health problems: illustrated dog looking out a window

Cavoodle Health Problems Australia

Cavoodle health problems often involve the ears, teeth, skin and heart. Greencross Vets notes many Cavoodle puppies need baby teeth removed, and Vets Love Pets says Cavoodles are prone to food and environmental allergies. Why Cavoodle health problems are often inherited Cavoodles — a Cavalier King Charles Spaniel × Poodle cross — have been one