What is Pet Insurance | Potiki Pet Insurance

What Is Pet Insurance

What is Pet Insurance?

Pet insurance can help assist you with out-of-pocket expenses for unexpected veterinary costs. Pet insurance can assist with the expenses of treatments, surgeries, medications, and ongoing care in the event of illness or injury.^

Key Features

Comprehensive Coverage: Potiki Pet Insurance covers specified accidental injuries, specified illnesses, cruciate ligament conditions, hip joint surgery, and tick paralysis. Optional dental illness cover included in Platinum tier.
Flexible Benefit Limits: Choose from annual benefit limits of $20,000 or $30,000 across four plan tiers: Bronze, Silver, Gold, and Platinum to suit your pet’s needs and budget.
High Reimbursement Rate: Receive up to 80% of eligible vet bills reimbursed. Use GapOnly at participating clinics to pay only the difference on the spot.
Nationwide Vet Access: Subject to waiting periods, take your pet to any licensed veterinarian across Australia. Submit claims easily through online portal or GapOnly system.
Included Perks at No Extra Cost: Access myPetPass with 24/7 online vet consultations, 30% off prescription medications, and Potiki Perks App with retail, travel, and entertainment discounts for your household.

Why Pet Insurance Matters

Whether it’s a sudden injury at the dog park or a long-term condition that requires ongoing treatment, vet bills can quickly add up. Pet insurance can help you to provide the best possible care for your pet by helping you with unexpected costs.

Potiki’s policies can help cover a wide range of scenarios. Depending on your level of cover, these may include^{^} :

Specified Accidental injuries
Specified illnesses
Cruciate ligament conditions
Hip joint surgery and tick paralysis
Emergency boarding
Optional dental illness cover (included in Platinum)

With up to 80% of eligible vet bills reimbursed ^{^},  you can focus on your pet’s recovery.

How Does Pet Insurance Work?

Choose a Plan
Bronze, Silver, Gold, and Platinum—with benefit limits of $20,000 or $30,000 annually ^{^}.
Subject to any waiting periods, you can take your pet to any licensed vet across Australia.
Submit a Claim
Use our easy online claims portal or take advantage of GapOnly® ^** at participating clinics, where you only pay the difference on the spot.
Get Reimbursed
Receive up to 80% of eligible costs back ^{^}, with flexible excess options to suit your pet.

Added Benefits with Potiki Perks^#

When you choose Potiki, you’re not just getting insurance—you’re unlocking a whole world of savings and support with Potiki Perks^# and myPetPass®**.

At no additinal cost, myPetPass®** gives you access to:

24/7 online vet consultations (LiveVet) ~
30% off prescription pet medications
Discounts on flea, tick & worming products
Savings on premium pet food

The Potiki Perks App² gives you access to:

Retail, travel & entertainment deals for you and your household

These benefits are included with every policy—no extra fees, just extra value.

Who Can Get Pet Insurance?

Potiki covers dogs and cats starting from 8 weeks old. Age limits and coverage may vary by plan, so it’s best to get a quote to your pet’s age and breed.

Is Pet Insurance Worth It?

Vet care in Australia can be expensive, especially for emergencies or chronic conditions.

Think of it as helping protect your pet.

Ready To Help Protect Your Pet

Get a quick quote online in minutes and see how easy it is to start helping to protect your pet with Potiki.