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Powered by PetSure – Australia's leading Pet Insurance Provider
The word Potiki comes from Māori and it means youngest in the family, and more often than not, the fur baby is the youngest one in the family.
It makes sense to reward pet owners with extras that help them with everyday pet needs. We have done exactly that by offering additional non-insurance benefits via Potiki Perks at no additional cost. This includes exclusive offers, everyday savings, and unbeatable discounts! With Potiki Perks, you can enjoy 2-for-1 deals and up to 20% off across a wide range of categories including dining, takeaway, activities, shopping, gift cards, travel, and more featured pet specific offers. Plus you have the benefit of contacting a vet for assistance “anytime, anywhere” with VetChat 1 provided with your cover. Chat online with an expert vet to get immediate assistance with your pet’s condition.
A testament to our unbeatable Potiki Pet Perks # offer and the generous cover options available (in collaboration with petinsurance.com.au), we’re extremely humbled and proud to have been awarded:
Pet owners are special people. They share, they care. Pet ownership in Australia is one of the highest in the world – over 60% of us have dogs, cats or both. Yet any pet can get into strife. Accidents and illnesses are unfortunate. From snakebites to cancer, an unexpected vet bill can cost thousands of dollars for surgery or treatment. It pays to be prepared with pet insurance.
Potiki, together with petinsurance.com.au offer our customers flexibility with a choice of excess, along with the option of adding in extras. This is what you get:
The Platinum Cover offers a higher level of cover for ‘specified accidental injury’ and ‘illnesses’ with an 80% benefit percentage and a choice of $0, $250 or $500 excess options and a $30,000 annual benefit limit. There are no sub-limits on Vet consultations, Cruciate Ligament Conditions, Tick Paralysis, and Hip-joint Surgery with Platinum Cover.
The Gold Cover includes up to 80% cover for ‘specified accidental injury’ and ‘illnesses‘, with a choice of $0, $250 or $500 excess options and a $20,000 annual benefit limit and optional dental illness cover. It also includes substantial sub-limits for vet consultations, tick paralysis, cruciate ligament conditions, and hip joint surgery of $500, $3,000, 4,000 and 6,000 respectively.
The Silver Cover caters to those who want cover for ‘specified accidental injury’ and ‘specified illnesses’ only, with a choice of $0, $250 or $500 excess options and a $20,000 annual benefit limit. Some sub-limits are a little lower when compared against the Platinum and Gold Cover.
The Bronze Cover caters to those who want cover for ‘specified conditions’ only, with a choice of $0, $250 or $500 excess options and a $20,000 annual benefit limit. This cover is only suitable for indoor cats.
We offer GapOnly® on the spot claiming 3
Potiki is proud to have access to the GapOnly® platform. Making pet insurance claims faster and easier than ever, the GapOnly® service calculates your claim while you’re still at your vet’s practice, so you only pay the gap (the difference between the total of your vet’s invoice and the claim benefits under their policy.
It means less to pay upfront, because you know exactly how much will be covered straight away, and you don’t have to wait for your claim to be paid after you leave the vet’s practice. Plus, no paperwork!
Find a GapOnly® vet
The petinsurance.com.au Pet Portal allows you to submit claims quickly and easily online.
The portal includes a range of features to help you manage your policy 24×7 and is one of the many benefits of being a customer :
If you would like to decrease your monthly premium, you have the choice to increase your excess, or to choose Silver Cover or Gold Cover instead of Platinum Cover.
| TOP 5 CLAIMS FOR DOGS | |
|---|---|
| CONDITIONS | AVERAGE COST |
| Otitis externa (ear) | $100 - $1,500 |
| Conjunctivitis | $100 - $300 |
| Diarrhoea | $150 - $1,500 |
| Ear infection | $100 - $1,000 |
| Vomiting | $300 - $6,000 |
* Petsure data from 2022 or 2023
| TOP 5 CLAIMS FOR CATS | |
|---|---|
| CONDITIONS | AVERAGE COST |
| Diarrhoea | $100 - $600 |
| Conjunctivitis | $100 - $900 |
| Lethargy | $350 - $2,500 |
| Foreign object | $500 - $4,500 |
| Eye problems | $100 - $350 |
| DISEASE | COST OF CLAIM |
|---|---|
| Gastric Dilation | $1,500 - $8,500 |
| Elbow dysplasia | $1,200 - $4,500 |
| Peritonitis | $1,00- - $7,000 |
| Cataract | $1,000 - $8,000 |
| Intervertebral disc | $1,000 - $10,000 |
| Cruciate Ligament | $1,000 - $7,000 |
| Gallbladder | $1,000 - $10,000 |
| Adenocarcinoma pulmonary (lung) | $1,000 - $5,000 |
| Envenomation | $1,000 - $4,000 |
| Foreign body | $1,000 - $12,000 |
* Animal Medicines Australia (2019) Pet Ownership in Australia 2019
